Pricing
A plan you keep, not a calculator you run once.
Free shows you where you stand. Pro keeps the plan true as your balances, the rules and your plans change.
Free
Where you stand
A real answer, not a trial.
- The welcome questions and every plan page
- The Overview: the year each of you can stop, and the chance it holds
- Confidence, against market history and simulated futures
- Social Security timing for both of you
- The Decisions list, every choice ranked in dollars
- Every guide, with every assumption shown and sourced
- Synced across your devices
Pro
Keeps it true
Billed monthly
For keeping the plan true as your balances, the rules and your plans change.
- Everything in Free
- Saved plans side by side, so you can weigh whole versions of the future before you choose
- Withdrawal order and Roth conversions, year by year
- The plan report, to print or hand to a partner or an advisor
7 days free. You add a card, and if you cancel before the trial ends you pay nothing. If you stop later, the plan stays yours on Free. Nothing is deleted.
Questions
Is it really free?
Yes. Free is a real answer, not a trial: the welcome questions and every plan page, the Overview, Confidence, Social Security timing, the Decisions list and every guide, with no card and no clock. Pro, $12 a month, adds saved plans side by side, withdrawal order and Roth conversions, and the plan report.
What does Pro add?
Saved plans side by side, so you can weigh whole versions of the future before you choose; withdrawal order and Roth conversions, year by year; and the plan report, to print or hand to a partner or an advisor. It is $12 a month, or $96 a year.
Is there a trial?
Yes. Pro starts with 7 days free. You add a card, and if you cancel before the trial ends you pay nothing.
Can I cancel anytime?
Yes. Cancel from your account page and you keep Pro until the end of the billing period.
What happens to my plan if I downgrade?
It stays yours on Free and keeps syncing. You lose the Pro pages, and nothing is deleted.
Do I have to link my bank?
No. You type in a handful of numbers, and that is the whole setup. Nothing connects to your bank.
Do you sell my data?
No. Your plan lives under your account so it can sync across your devices, and that is all it does. We don't sell it, mine it or share it.
Can we plan as a couple?
Yes, and it is the default, not an add-on. Two incomes, two stop dates, Social Security timed for each of you, and what the survivor keeps if one of you dies first.