How it works

Five steps to a real answer.

From the first question to a plan you can change, and keep.

  1. Make an account

    Magic link or Google. No card, no bank logins.

  2. Answer about twenty questions

    What you earn, spend, own and owe, and your partner if there is one. Skip any of them; leave and come back and it picks up where you stopped.

    One of the welcome questions a new plan starts with: when do you want to stop working?
  3. Your plan opens on its next step

    Not a demo. Every figure is drawn from what you typed, and the plan says where one is still missing.

    A new plan just after the welcome questions, opened on its first unsettled part, with the default it asks the household to confirm.
  4. Add detail when it matters

    Accounts, home, debts, income, spending, each on its own page. The more you fill in, the sharper the answer.

  5. Ask the what-ifs

    Stop two years earlier. Spend more while you are young. Move somewhere cheaper. The answer moves the moment you ask, and you can keep two versions side by side.

    The Sandbox of the example plan for Maya and Theo, with a change added that cuts their spending, and a note of how it moves the age they reach their number.